Thursday, March 28, 2013

Cost of the Lap Band Procedure

By Kate Jones


Many of us have a problem with extra body fat. Some of us have difficulties a lot more than others. If you are wanting to shed a few pounds, then a change in how you eat, along with getting in some light work-outs in many cases will likely do just fine.

However, if you're considerably overweight, and have made every attempt to shed pounds, but have ended up unsuccessful, you might consider weight loss surgery. There are actually various forms of weight loss surgery, but one of the more popular methods today is by using the insertion of a lap band. Of course the question many folks have is just how much does a lap band procedure cost.

Because this surgery is fairly new, the price will be between about $12,000-$25,000 depending on what area of the country you are in. However, you can find ways to decrease the lap band procedure cost.

In certain instances the lap band procedure cost is not always paid by your insurance because it's classified as an elective surgery, but most insurance providers will now cover a considerable portion of the cost. For instance, if someone on Medicaid or Medicare would satisfy the National Institute of Health's criteria of a BMI above 40 (or a BMI that is at least 35 accompanied by medical problems which may be deadly resulting from obesity), the insurer may pay up to 80% of one's costs. Many other insurance carriers utilize this criteria to consider eligibility for this particular surgery.

Not only can this procedure save your life, it can save you money as well. In a study conducted by the University of California, patients post lap band procedure realized a whopping $15,000 annually in savings. With the money normally spent on food, medication, weight loss programs and medical co-pays, this procedure could actually end up paying for itself in as little as a year.

When individuals become obese, the effects of that weight on their well being or their lifespan could be tragic. That is the reason why it is so crucial to try everything to reduce their weight in order to be healthy. However, if all those attempts become unproductive, then it might be time to consider a lap band procedure. After addressing this matter with your doctor, and talking about the lap band procedure cost, you will probably find that it is your most beneficial option.




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